Bank of Abyssinia Mobile Banking Registration Guide
Bank of Abyssinia Mobile Banking is a digital banking service that lets customers manage their accounts without visiting a branch. It’s available both through a dedicated app and USSD. Many Ethiopian banking customers still rely on USSD because reliable mobile data isn’t available everywhere.
BoA Mobile App vs USSD Banking
|
Feature |
BoA Mobile App |
USSD (*815#) |
|---|---|---|
|
Internet required |
Yes |
No |
|
Interface |
Full graphical app |
Text-menu based |
|
Best for |
Detailed transactions, card management |
Quick balance checks, transfers on any phone |
|
Availability |
Android & iOS |
Any phone with simcard |
Customers can dial *815# for the USSD service, making it one of the most accessible options for people without constant internet access.
Key Features of Bank of Abyssinia Mobile Banking
Here is a list of features Bank of Abyssinia offers.
Transfers and Payments
- Account transfers to your own accounts and to other BoA customer accounts
- Account transfer to other banks
- ATM withdrawal without a card and loading funds to Telebirr
- Transfer to M-Pesa wallet
Customers can transfer up to 500,000 birr per day to other banks. If you regularly transfer larger amounts, Bank of Abyssinia mobile banking is one of the best options.
Bill Payments and Utilities
Bank of Abyssinia Mobile Banking covers a surprisingly wide range of recurring payments, including mobile airtime top-up for Ethio Telecom and Safaricom, school fee payments, US VISA MRV payments, Ethiopian Airlines and Airline ticket payments, water bills, Ethio Telecom postpaid bills, Websprix internet bills, DSTV payments, federal housing payments, fuel payments, and traffic and parking payments.
Card-Free ATM Access
Any BoA customer can send money to a BoA ATM and collect cash using a code generated through the mobile app.
Card Management
Cardholders can request a new debit card, block or unblock an existing card. You can also change your PIN and manage other card details directly through the app. There is no need to visit the branch.
Multi-Language Support
The app is currently available in five languages.
QR Code Payments and Branch Services
Customers can generate a separate QR code to receive payments, check daily exchange rates, and locate branches or ATMs within the app. You can also initiate branch services like cash withdrawals and deposits directly from the app before you arrive, which significantly reduces wait time.
How to Register for Bank of Abyssinia Mobile Banking?
Follow these steps to register for Bank of Abyssinia mobile banking.
- Have an active BoA account. Mobile banking is linked to your existing account. If you don’t have an account, visit the bank to open one.
- Download the app. BoA Mobile is available on the Google Play Store and Apple App Store, or you can register directly for USSD by dialing *815#.
- Verify your identity. You’ll confirm your details using your account number and registered phone number.
- Set your PIN and security preferences. Most users also enable biometric login (Face ID or fingerprint) for faster, more secure access.
- Start transacting. Once verified, you have access to transfers, payments, and account management.
If you face any registration issues, the fastest fix is usually a quick visit to your bank branch. BoA staff can resolve most activation problems on the spot.
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Frequently Asked Questions
Is BoA Mobile Banking free to use?
Registration itself has no fee. However, transaction charges vary by service type. Check BoA’s official tariff schedule for current transfer and payment rates.
Can I use BoA Mobile Banking without internet?
Yes, dial *815# to access Bank of Abyssinia USSD banking, which works on a phone without requiring a data connection.
What is the daily transfer limit on BoA Mobile Banking?
Transfers to your own or other BoA accounts are unlimited in both number and amount, while transfers to other banks are capped at 500,000 birr per day.
Can I withdraw money from an ATM without my debit card?
Yes. You can send money to a BoA ATM through the app and collect it using a code, even without a physical card.
What should I do if I’m logged out unexpectedly or forget my PIN?
Reset options are usually available within the app, or you can visit any BoA branch with valid ID for assistance.
